Plan with intention.
Live prosperously
Family Strategy
Values – what’s most important
Vision – your desired destination
Goals – your unique milestones
Different isn’t always superior, but superior will always be different.
Every wealth management firm purports to offer personalized financial planning and investment solutions. However, whether they’re a robo-advisor, a large national firm, or an independent advisor, they all adhere to the same outdated and functionally obsolete planning and investment framework—where all paths lead back to a risk score and a model portfolio.
We’ve constructed the future of advice; a comprehensive system that delivers dynamic, hyper-personalized investment strategies optimized for the right benchmark—realizing your unique financial plan.
We begin with what’s most important.
We believe that every individual and family is unique, as are their values and vision for the future. That’s why our process starts with your family’s values and vision, assisting you to connect your financial assets – your life’s work – with what is most significant to you.
You can rely on a tried-and-tested process to attain the outcomes you need
Financial Management
- Budgeting and spending
- Asset and liability tracking
- Cash flow projections
- Tax planning and preparation
Financial Planning
- Retirement income strategies
- Major purchases
- CPP and OAS planning
- Education funding
Investment Strategy
- Liability-driven investing
- Hyper-personalized portfolio designed to realize your financial plan
- Identify and track your minimum required rate of return
Tailored Wealth Management: A Unique Approach to Customized Portfolios
Our approach involves creating a personalized portfolio tailored to your specific needs through a liability-driven investment methodology. We understand that each client has a unique vision for their desired lifestyle and their own capacity for risk-taking. Therefore, we ensure that every investment portfolio is customized to suit individual preferences.
What sets us apart is our ability to leverage your specific cash flow requirements (liabilities) to develop a hyper-personalized portfolio. We utilize individual equities and tactical investments to provide you with a truly bespoke investment solution.
Moreover, we are dedicated to the ongoing success of your financial plan. Whether you need to update your financial objectives or face unexpected life events, our investment strategy adapts dynamically to align seamlessly with your evolving financial goals.
Wealth management goes beyond simple financial planning.
It requires a team of skilled advisors from various disciplines who are fully committed to one crucial objective – assisting you in achieving your financial plan and living the life you aspire to lead.
Tax Planning
- Tax projections done by our CPAs
- RRSP conversions
- Tax-loss harvesting
- Federal and provincial tax preparation
- Review prior year tax returns for missed opportunities
Insurance Planning
- Health insurance planning
- Life insurance
- Disability insurance
- Long-term care
- Asset protection strategies
Estate Planning
- Estate plan review
- Estate plan drafting and funding
- Family legacy planning
- Generational gifting strategies
Charitable Giving
- Family giving philosophy
- Donor-advised funds
- Community engagement plans
- Private family foundations
Business Planning
- Cash flow and distributions
- Continuation planning
- Exit and succession strategies
- Investment opportunities
- Key employee compensation
Retirement Planning
- Registered Retirement Savings Plan (RRSP)
- Tax-Free Savings Account (TFSA)
- Registered Pension Plans (RPP)
- Guaranteed Investment Certificates (GICs)
- Annuities
- Non-Registered Investment Accounts
- Old Age Security (OAS) and Canada Pension Plan (CPP)
Unbiased and people-focused guidance
Traditional firms get paid when you transfer your investments to them, creating a conflict of interest. We believe a better approach is to charge separate fees for financial planning and investment management to provide unbiased advice.
- Essential$100 Per Month
- Values and vision
- Budget and cash flow
- Tax projections
- Investment strategy
- Family$300 Per Month
- Retirement planning
- College education funding
- Insurance planning
- Investment strategy
- Group benefits planning
- Estate planning
- Access to legal and tax specialists
+ All included in the Essential Plan
- Entrepreneur$600 Per Month
- Exit and succession planning
- Business continuation (buy/sell)
- Cash flow and distribution planning
- Key employee compensation
- Valuation
- Insurance audit
- Legal audit
- Asset protection strategies
- Retirement plan review
+ All included in the Family Plan
